{"id":7032,"date":"2023-08-05T13:43:22","date_gmt":"2023-08-05T13:43:22","guid":{"rendered":"https:\/\/go-roto.com\/?page_id=7032"},"modified":"2023-08-05T13:50:34","modified_gmt":"2023-08-05T13:50:34","slug":"onboarding-requirements","status":"publish","type":"page","link":"https:\/\/go-roto.com\/onboarding-requirements\/","title":{"rendered":"Onboarding requirements"},"content":{"rendered":"[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2\/3″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]\n
<\/p>\n
Insurance Coverage for Roadside Professional.<\/p>\n
The type of insurance needed will be dependent on the services being offered. Roto requires the following Insurance minimum (Please note, Commercial Auto Liability Insurance is a requirement even if your company only offers roadside service):<\/p>\n
<\/p>\n
Type of Insurance<\/strong><\/td>\nWhen it’s required?<\/strong><\/td>\n | Minimum Coverage<\/strong><\/td>\n | What is typically covered?<\/strong><\/td>\n<\/tr>\n | Automobile Liability<\/strong><\/td>\n | All 1099 Contractors<\/td>\n | \n | \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Light Service, Locksmith, Battery Service – $500k<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Tow Service up to 600 calls<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 annually – $500k Tow Service over 600 calls<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 annually – $1mm<\/td>\n \n | \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Covers All owned, leased, or hired vehicles<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Minimum limits requirements are<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 per occurrence<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Roto Technology LLC is listed as Additional Insured<\/td>\n<\/tr>\n \n | Garage Liability<\/strong><\/p>\n Commercial General<\/strong><\/p>\n Liability<\/strong><\/td>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Garage Liability is required for contractors who own\/operate a facility<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Commercial General Liability is required for contractors who do not own\/operate a facility<\/td>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Light Service, Locksmith, Battery Service – $500k<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Tow Service up to 600 calls<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 annually – $500k Tow Service over 600 calls annually – $1mm<\/td>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Covers bodily injury and\/or property damage which may occur during the completion of a Roto Pro Roadside Service & Repair.<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Minimum Limit Requirements are per occurrence<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Roto Technology LLC listed as Additional Insured<\/td>\n<\/tr>\n Garage Keepers Liability or<\/strong><\/p>\n Care, Custody, & Control and<\/strong><\/p>\n On-Hook (if towing)<\/strong><\/td>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Garage Keepers is required for contractors who own\/operate a facility<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 All Providers must have some<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 form of Care, Custody & Control insurance.<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Tow providers must have On-<\/p>\n hook coverage.<\/td>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Light Service & Tow Contractors $100k per occurrence<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Locksmith-only contractors $25k per occurrence<\/td>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Covers Physical Damage (both comprehensive & collision) to vehicles while in contractor’s Care, Custody, or Control Provides additional Liability insurance as coverage for vehicles being attended to by contractor<\/p>\n (either at facility or on roadside)<\/td>\n<\/tr>\n Workers’ Compensations or<\/strong><\/p>\n Exemption<\/strong><\/td>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $100k each accident<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $500k EL Disease policy<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 limit $100k EL Disease each employee<\/td>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Evidence of coverage\/exemption required for all states in which contractor performs services<\/p>\n \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Waiver of Subrogation in favor of Roto Technology LLC<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n Background Check<\/strong>:<\/p>\n Once your Roto Pro account is created, you\u2019ll receive a notice that your account is pending. The Roto Admin team will review your submitted documents and send the owner an invitation to enter and submit your background check.<\/p>\n <\/p>\n IRS W9 Form:<\/strong><\/p>\n The information used to create your account will be used to accurately provide an end of year statement (1099) to your business and the IRS. Roto will need you Taxpayer Identification Number (TIN) and\/or Employer Identification Number (EIN) for corporations, Limited Liability Companies (LLC\u2019s) and other business entities. Individuals, sole proprietors, and single-member LLC’s, your TIN is your social security number.<\/p>\n |